Think about it. No car payments. No credit card payments. No house payment. When all those bills disappear, you have a lot of freedom and power to make your money work extremely hard for you. Your money can’t work for you when it’s going straight through your pockets and into someone else’s wallet. The only way to build wealth is to do it debt-free. You see, freedom from debt means freedom from bondage. Freedom from bondage to those who are becoming wealthy by telling you to borrow more money from them!
Personal finance is 80% behavior and 20% knowledge.
Continuing the same behavior and expecting different results is probably not the best plan. In fact, many people say that’s the definition of insanity. Improving your financial situation is all about education first, but most importantly, developing good money habits that keep you on the road to success. If you want to be debt free, you need to stop borrowing money. It sounds so simple, but it’s not as easy as it sounds. If it were easy, everyone would be debt free. That’s where a good financial coach comes in.
As your financial coaches, we will teach you how to read the compass of financial management and help you plot your own journey on your personal road map. Our services focus on working together with you as a team to not only get you started in the right direction, but to stay with you along the way to make sure you have the support you need to finish the trip. We take all those easy-to-say-but-hard-to-do aspects of personal finance and teach you how to actually do them.
Ever wish you could get investing advice from someone who doesn’t sell investments? How would you like to learn about insurance from someone who isn’t motivated by hidden fees and commissions? Ever wonder why the bank’s first recommendation to solve a debt problem is to loan you more money? We don’t sell financial products or debt CONsolidation loans, so you can be sure the advice we give is in your best interest. Not only that, but we will never recommend more debt as a solution to your debt problems.
Financial Freedom is when the income from your investments exceeds your expenses. You are financially free when you can live on the income from your investments alone.
Financial Excellence is when you live with a plan and you are in control of your money. It’s when you live debt-free and you make your money work for you, so later you won’t have to work for your money. Financial Excellence is a way of life that leads to having Financial Freedom. The two go hand-in-hand. You can’t achieve financial freedom without first Living In Financial Excellence!
It’s easy to find out. Request a complimentary, 30-minute financial coaching session to see if you’re a good candidate to be coached. In general, if you’re truly ready to make a change in your life, you’re ready for financial coaching. There are several different options for coaching, and we’ll discuss the one that’s best for you in your free coaching session. Before you leave our office, we’ll make sure you have a game plan to get from where you are now to where you want to be in the future.