Category Archives: Frugal Tips

Coupon Organization & Lingo
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Get Organized To Maximize Your Savings What do we do with all those wonderful coupons after printing and cutting? Start out by either using envelopes or an accordion filer. Or you can put together a coupon binder for under $30. I know $30 … Continue reading

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April Financial Literacy Month: April 4, 2012
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Isaac Chaffee, Jr., partner and son of Brad Chaffee from Enemy Of Debt, shares his thoughts about kids and money. How should he pay for an iPhone? What does he like about being out of debt? Will he ever get into debt? These are the questions on everyone’s mind! Continue reading

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Intro to Couponing… Get More For Less
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  Couponing takes time, it’s slow at first but don’t worry and don’t get overwhelmed by all the information, little by little it will sink in and you will be saving like a pro. The goal is to have a … Continue reading

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Hidden Treasures: An Easier Way to Restore Used Furniture
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chair wood Mr.T in DC_comm_flickr

You’ve been there. You’ve felt the excitement. You are at a yard sale, an auction, or yes-even stopped by the side of the road to peruse a “free” pile-and you spot that amazing piece of furniture hiding under several coats … Continue reading

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The Wow Factor: Getting the most bang for your buck
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Image courtesy San Diego Shooter @ flickr

When you think about making a purchase, have you ever thought about rating it on a scale of 1 to 10, with 1 barely moving the needle and 10 being a big, exciting WOW?

Back in the 1990’s I came across The Tightwad Gazette by Amy Dacyczn and the revolutionary idea-to me-of actually planning your spending, living a frugal life, and the proposal noted above of a Wow Factor scale. She recommended testing all spending with this simple rule. Basically, you just need to determine how much wow you are getting for the money you are spending. Continue reading

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Did I Really Save Money by Buying Cheap?
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Buying cheap doesn't save money in the long run

A few months ago I bought a wireless mouse and keyboard to relieve the stress on my neck and upper back from working on a laptop all day long. I wasn’t sure how well the whole thing would work with … Continue reading

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Why 0% Interest Isn’t Free Money
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Newspaper with current interest rates

No Interest Loans Still Cost You Plenty It seems like every day I hear someone talking about how they got a great deal on something because they got 0% financing. 0% means it’s free money, right? Well, it sounds like … Continue reading

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Trying too Hard to Be Frugal Can Cost you More
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I’ve said this for a while but now big hitters like Yahoo! Finance is backing me up. Sometimes we get so carried away with being frugal that we cost ourselves more money in the long run. Check out the video … Continue reading

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Don’t Believe the Hype: On Sale Does Not Mean Good Deal
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Big Sale Doesn’t Mean Great Deal The local Kmart in our community is closing down and this weekend they started clearance sales to reduce their inventory. On Sunday I took the family to the clearance sales in hopes of finding … Continue reading

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Friday Frugal Tips – Don’t Get Nickel And Dimed
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The Little Things Will Hurt You’ve heard that by avoiding the $5 a day Latte will help you build wealth. It makes perfect sense when you run the numbers; $5 per day times 365 days per year equals $1,825 per year. If you only purchased a taste Carmel Latte on work days and assumed you [...] Continue reading

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