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Category Archives: Frugal Tips
The Wow Factor: Getting the most bang for your buck
When you think about making a purchase, have you ever thought about rating it on a scale of 1 to 10, with 1 barely moving the needle and 10 being a big, exciting WOW?
Back in the 1990’s I came across The Tightwad Gazette by Amy Dacyczn and the revolutionary idea-to me-of actually planning your spending, living a frugal life, and the proposal noted above of a Wow Factor scale. She recommended testing all spending with this simple rule. Basically, you just need to determine how much wow you are getting for the money you are spending. Continue reading
Did I Really Save Money by Buying Cheap?
A few months ago I bought a wireless mouse and keyboard to relieve the stress on my neck and upper back from working on a laptop all day long. I wasn’t sure how well the whole thing would work with … Continue reading
Why 0% Interest Isn’t Free Money
No Interest Loans Still Cost You Plenty It seems like every day I hear someone talking about how they got a great deal on something because they got 0% financing. 0% means it’s free money, right? Well, it sounds like … Continue reading
Trying too Hard to Be Frugal Can Cost you More
I’ve said this for a while but now big hitters like Yahoo! Finance is backing me up. Sometimes we get so carried away with being frugal that we cost ourselves more money in the long run. Check out the video … Continue reading
Don’t Believe the Hype: On Sale Does Not Mean Good Deal
Big Sale Doesn’t Mean Great Deal The local Kmart in our community is closing down and this weekend they started clearance sales to reduce their inventory. On Sunday I took the family to the clearance sales in hopes of finding … Continue reading
Friday Frugal Tips – Don’t Get Nickel And Dimed
The Little Things Will Hurt You’ve heard that by avoiding the $5 a day Latte will help you build wealth. It makes perfect sense when you run the numbers; $5 per day times 365 days per year equals $1,825 per year. If you only purchased a taste Carmel Latte on work days and assumed you [...] Continue reading
Best Money Saving Tips??
We post a weekly money saving tip on the blog to share ways to save money. What's the best money saving tip you've ever had? Let's help the community save tons o' money through this thread. I'll start: I like … Continue reading
Friday Frugal Tips – DIY to Save BUCKS
Hello and welcome back for another Friday Frugal Tip. Today I’d like to share a way I saved a large amount of money on fencing project this past week. The Culprit Fletcher is my Black Lab (pictured on the right). In Dave Ramsey’s terms, he’d be the Free Spirit. Fletcher is always getting into trouble [...] Continue reading
Friday Frugal Tips -Libraries are not just for Nerds
Libraries are the coolest; everybody is using them these days. As a matter of fact, I’ve been to the library twice in the past 2 weeks. My local knowledge hole is packed with people throughout the week, which is surprising because the weather is getting so nice here. I would think that more people would [...] Continue reading

