Category Archives: Beating Debt

Can You Live Debt Free and Still Have Credit Cards?
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Can you live debt free with credit cards?

The debate on credit cards vs. all cash lifestyle Lately it seems like I end up in a lot of conversations about the use of credit cards and whether or not you should use them. In one corner, you have … Continue reading

Posted in Beating Debt, Personal finance | Tagged , , , | 24 Comments

Your Debt Free Date
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Whether you realize it or not, you already have a debt free date. Whether you are already on a plan to pay everything off or you aren’t even paying attention, you are already on a path to becoming debt free … Continue reading

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Debt is Debt. Except When it Isn’t?
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Debt is Debt no Matter How you Phrase It. I love how there are so many different ideas about debt. Some people say debt is bad. Some people say debt is good. Some people say debt is a tool. Some … Continue reading

Posted in Beating Debt, Personal finance | Tagged , , , , , , | 19 Comments

Winning With Money Part 1: Stop Digging
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Can't Dig your way out of a Hole

In October 2010, a group of 33 miners were trapped 2,000 feet underground in Chile. They were stuck there for over two months before a rescue team was able to drill a new shaft to get them on an elevator ride out of the hole.

As I watched that situation unfold on the news, I noticed something interesting. Continue reading

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Apparently Nobody Likes a Quitter: My Debt Free Experience
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Quit Borrowing Money!

Join the forum discussion on this postHow Quitting Debt Affected my Relationships Nobody likes a quitter. Winners never quit and quitters never win. I heard these expressions a lot growing up and I certainly agree with them for the most … Continue reading

Posted in Beating Debt, Personal finance, Relationships & Money | Tagged , , , , | 9 Comments

I’m Working On My Debit Score
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I have a motto: “Say NO to FICO, I’m working on my DEBIT SCORE”. FICO is the company that collects consumer credit data.  They are in the business to sell this information to companies and offer to sell it to you with your “Credit … Continue reading

Posted in Beating Debt, Money Myths, Personal finance | Tagged , , , , , | 2 Comments

Are We a Free Nation … Really?
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Matt’s note: This is a guest post by Sheri Geyer, a Certified Financial & Life Coach at SimpleWisdomforLiving.com How do we spell freedom? Freedom can be the privilege of choosing what to say, when and where. It can be the … Continue reading

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Why 0% Interest Isn’t Free Money
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Newspaper with current interest rates

No Interest Loans Still Cost You Plenty It seems like every day I hear someone talking about how they got a great deal on something because they got 0% financing. 0% means it’s free money, right? Well, it sounds like … Continue reading

Posted in Beating Debt, Frugal Tips, Personal finance, Saving Money | Tagged , , , , , , , , , , | 2 Comments

What are you Willing to Sacrifice to be Debt Free?
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cut up credit cards to get rid of debt

Join the forum discussion on this post I was thinking a little about the process of eliminating your debt, and I know the speed at which you become debt free is directly related to your intensity. Basically, that means you … Continue reading

Posted in Beating Debt, Personal finance | Tagged , , , | 2 Comments

Higher Education Doesn’t Mean Higher Income
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College Degree Doesn't Mean Automatic Success

A College Degree Won’t Guarantee Financial Success There are a lot of people these days heading back to school to get a higher education. I’ve talked to quite a few of them who are pursuing a college degree in an … Continue reading

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