Category Archives: Beating Debt

I’m Working On My Debit Score
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I have a motto: “Say NO to FICO, I’m working on my DEBIT SCORE”. FICO is the company that collects consumer credit data.  They are in the business to sell this information to companies and offer to sell it to you with your “Credit … Continue reading

Posted in Beating Debt, Money Myths, Personal finance | Tagged , , , , , | 2 Comments

Are We a Free Nation … Really?
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Matt’s note: This is a guest post by Sheri Geyer, a Certified Financial & Life Coach at SimpleWisdomforLiving.com How do we spell freedom? Freedom can be the privilege of choosing what to say, when and where. It can be the … Continue reading

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Why 0% Interest Isn’t Free Money
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Newspaper with current interest rates

No Interest Loans Still Cost You Plenty It seems like every day I hear someone talking about how they got a great deal on something because they got 0% financing. 0% means it’s free money, right? Well, it sounds like … Continue reading

Posted in Beating Debt, Frugal Tips, Personal finance, Saving Money | Tagged , , , , , , , , , , | 2 Comments

What are you Willing to Sacrifice to be Debt Free?
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cut up credit cards to get rid of debt

Join the forum discussion on this post I was thinking a little about the process of eliminating your debt, and I know the speed at which you become debt free is directly related to your intensity. Basically, that means you … Continue reading

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Higher Education Doesn’t Mean Higher Income
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College Degree Doesn't Mean Automatic Success

A College Degree Won’t Guarantee Financial Success There are a lot of people these days heading back to school to get a higher education. I’ve talked to quite a few of them who are pursuing a college degree in an … Continue reading

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How We Get Into Debt, and How to Get Out of Debt
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The other day I had the privilege of appearing as a guest on the Intelligent Investing with Pamela Otten radio show. During the show Pam asked my opinion about the ways people get into debt. She also asked me to … Continue reading

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No Credit Cards for June – Almost Done!
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We’re almost done with June and our No Credit Card Challenge! Have you made it so far this month without using your credit card? We hope so. Keep up the motivation and hard work. By the end of this challenge, … Continue reading

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Using Debt as a Tool… or Playing with Fire?
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Using Debt as a Tool is Like Playing with Fire. When we lived in Oklahoma, our neighbors’ house had a fire and nearly burned to the ground. The cause of the fire wasn’t faulty wiring or anything mechanical. Our neighbors’ … Continue reading

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Best Side Gigs to Earn Quick Cash
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Join the forum discussion on this post I was asked today what the best side job is to earn some quick cash. Sometimes this is necessary to pay off debts, to keep current on your bills, or just for some … Continue reading

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No Credit Cards for the Month of June!
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Join the forum discussion on this post Here at the Financial Excellence Headquarters, we’re announcing a war on the status quo of our lives. We’re challenging everyone we know to do something totally weird and not use a credit card … Continue reading

Posted in Beating Debt, Personal finance | Tagged , , , , , , , | 5 Comments