Watch Living In Financial Excellence Live Tuesdays at 10am CST
Free E-Book “5 Steps to Winning with Money” when you subscribe below!
Category Archives: Budgets & Spending Plans
The Wow Factor: Getting the most bang for your buck
When you think about making a purchase, have you ever thought about rating it on a scale of 1 to 10, with 1 barely moving the needle and 10 being a big, exciting WOW?
Back in the 1990’s I came across The Tightwad Gazette by Amy Dacyczn and the revolutionary idea-to me-of actually planning your spending, living a frugal life, and the proposal noted above of a Wow Factor scale. She recommended testing all spending with this simple rule. Basically, you just need to determine how much wow you are getting for the money you are spending. Continue reading
Winning With Money Part 2: Get Proactive with Your Money
Many of us handle our money by thinking in the present tense. We look at the bills we have today and the money we have in the bank today, then try to make decisions based on the current situation. The problem is, we make decisions in the now, but forget to think about the future: where the puck will be. Continue reading
Be Prepared When the Plan Goes Out the Window
No Financial Plan is Perfect It’s easy to make a plan. It’s easy to say, “this is how my life will happen.” It’s not so easy to stick to that plan, especially when life gets in the way. And let’s … Continue reading
Think Long-term During Short-term Planning
Using Long-term Goals for Short-term Budgeting Creates a Solid Plan Many of us struggle to see farther than two weeks or a month ahead with our finances. When money is tight and you live paycheck to paycheck, it’s hard to … Continue reading
Plan Like a Pessimist to For Extra Money in Your Budget
How to squeeze the most money out of your budget One of the common things that causes people to mess up in their budgets is that they get overly optimistic in the planning stage. Entrepreneurs are really bad at this … Continue reading
Taking Control of Your Money
How to stop your money from controlling you. Do you ever feel like your money controls you instead of the other way around? It’s a pretty frustrating experience when there’s too much month left at the end of the money. … Continue reading
It’s Called A Balanced Budget For A Reason
Why budgets fail (and what to do about it) Making a budget that works really isn’t that hard, once you get down to actually doing the budget. I could write tons of content on how important it is to get … Continue reading






