Financial Excellence

17 Aug 021 Financial Excellence: How to Prepare for a Job Loss

  Living In Financial Excellence Living In Financial Excellence Episode 21: Prepare for a job loss, The best way to track your envelope spending, How to save $780 per month, Aug 18, 2010. This week we talk about preparing financially for a job loss, plus we respond to a few mailbag letters. Show notes: - One listener shares how she and her husband saved $780 a year by negotiating better everyday services. - Another listener asks about tracking spending when using cash envelopes.
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11 Aug 020 Financial Excellence: Now’s the Time to Buy a House

  Living In Financial Excellence This week we talk about buying short sales, selling items on Craigs List and going on debt free vacations. Show notes: - Last week (episode 19) we talked about a tv show we watched about a financial coach who goes into homes to turn couples' finances around. We had several comments on the show so we shared a little more about the series entitled "'Till Debt Do Us Part." - How intense are you when it comes to eliminating debt? We talk about our intensity level when we were paying off our debts.
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04 Aug 019 Financial Excellence: Placing a Price Tag on Happiness

  Living In Financial Excellence Living In Financial Excellence Episode 19: Placing a price tag on happiness and other ways to stay broke, Aug 4, 2010. Can money buy happiness? Well maybe, but not true, deep down, content with life happiness. Show notes: - A recent celebrity wedding cost $3 million and that set us off on the difference between normal folks and celebrities. - He who dies with the most toys is still dead.
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28 Jul 018 Financial Excellence: Avoid Buying New & Avoid Buying Used

  Living In Financial Excellence Episode 18: Things to avoid buying new (Part 2) Plus things to avoid buying used, July 28, 2010. There are just some things you are better off buying used, and we covered some of them last week. We finish the discussion today. Most of us make excuses to buy things new instead of used but we poke some holes in those excuses in this episode. Buying used in many cases provides you with like new or near new items at a fraction of the cost of buying new, plus you don't take the hit on depreciation as the item loses value. On the other side of the coin there are things you should never buy used and we discuss them today as well. Some of these are for safety reasons, some for health reasons, and some just don't make sense to spend the money because new is nearly as cheap and are better quality. Show notes: - We did a lot of the research for this show on wise bread, a top-rated personal finance blog. As with everything you need to do your research and don't take everything you read for granted, but there is some good info on their site. - Special thanks to Brad Dassey of affordableradiovoiceover.com who created some professional intro and outro liners for a very low price. He did a super job and we recommend him to anyone who needs some professional recording done.
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