Financial Excellence

07 Jul 015 Financial Excellence – Payday Loans Exposed by Industry Insider

  Living In Financial Excellence Living In Financial Excellence Episode 15: Payday Loans Exposed by Industry Insider . July 7, 2010. Most of us know that Payday Loan companies are taking advantage of unknowing consumers on a daily basis. But today we've got former payday loan store manager Matt Kadlec in the studio to tell us just how far these companies will go to profit from desperate, hurting people. Show notes: - Matt Kadlec's story - Why he became store manager at the payday loan store, and why he quickly left. - Matt reveals how the company he worked for routinely broke the law so they could make higher profits. - Matt experienced the lack of training for employees in this industry. Everyone in the Payday industry is a bill collector by default. Trouble is, the company didn't explain that when they hired Matt as the store manager.
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30 Jun 014 Financial Excellence – Best Times to Buy “Stuff” and Save

  Living In Financial Excellence Living In Financial Excellence Episode 14: Best times to buy Stuff and get deep discounts, How much Blow Money you should have in your budget. June 30, 2010. When is the best time to buy appliances? Airline tickets? Groceries? Today we discuss the best times to buy all kinds of "stuff." There are off season discounts for a lot of stuff, but sometimes the best time to buy something comes down to the time of day you purchase the item. Show notes: - Thanks to all our listeners out there who have given us so much positive feedback on the show, including our friend James Dibben with the Blue Collar Business podcast at bcrn.tv. - Listener Megen asks a question about the blow money category in the monthly spending plan (budget) and how much we have in our family.
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22 Jun Myths vs. Truths – The Truth About Joint Bank Accounts

- Exposing the false beliefs of the financial world Myth: Keeping separate bank accounts is a smart way to protect yourself and avoid money fights with your spouse. Truth: Keeping separate bank accounts breeds distrust and helps separate spouses by encouraging money fights. Here's why: When you have one joint account, it forces you to talk about the money and where it is going. There is an element of accountability when you know your spouse will find out if you bought something. When you know that accountability is there, you won't buy something that you know you shouldn't buy.
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19 Jun Book Review: Rich Dad, Poor Dad

What books are you reading to improve your situation in life? I recommend Rich Dad, Poor Dad by Robert Kiyosaki. Robert does a great job explaining how to change your outlook on your possessions (assets) and encourages you to start looking for ways to make...

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