Financial Excellence

12 May 007 Living In Financial Excellence: Saving Money & Finding Bargains

Episode 7: Saving Money and Finding Bargains, May 12, 2010 [caption id="attachment_1753" align="alignright" width="150"] Click here to leave a review on iTunes[/caption] Become an expert at finding good bargains when you shop at garage sales, thrift shops and flea markets. Plus, some great websites to help you...

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11 May How I Survived Losing My Job – and Thrived!

Written by Matt Wegner, Founder and Lead Counselor, Matt Wegner Financial Coaching, www.financialexcellence.net
Losing a job can be a very scary event in one's life. Nobody wants to go through that situation. No matter how the employer sugar coats the message, you still have a huge range of emotions flooding through your head. Emotions like fear, intimidation, anger, anxiety, bitterness, grief, guilt, you name it - they all hit you at one point or another. Will you be able to provide for your family? Will you find another job? How will you pay the bills? What should you do now?
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04 May Myths vs. Truths – The Truth About Credit Cards

- Exposing the false beliefs of the financial world Myth: It's smart to use your credit card if you pay off your balance each month. Truth: Even if you pay them off each month, credit cards are costing you more in the long run. money down the drain with credit cardsI know, I know. You're not like everyone else who carries high balances on their cards. You only use your credit card to buy what you need. You only keep one or two credit cards for emergencies and you only charge what you can pay off that month. Well, only 58% of you out there keep a balance on their cards, so you very well may be in the somewhat large group of people that do actually pay off your card each month. And that means you're doing better than the 42% of those who carry a balance and pay that high interest for the privilege of getting what they want today instead of waiting until they can pay for it in full. But don't celebrate yet. Simply using the card may be doing more damage than you realize.
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