Financial Excellence

26 Apr Myths vs. Truths – The Truth About Actively Trading Stocks

- Exposing the false beliefs of the financial world Myth: You can get the best return on your investments by getting in and out of the market at the right times. [caption id="attachment_2214" align="alignright" width="150" caption="Timing the Market"]Investing[/caption] Truth: Actively trading stocks while trying to beat the market doesn't work! The truth is you'll end up buying high and selling low while trying to chase performance. Avoiding debt and sticking to a long term investment plan with proper asset allocation is the absolute best way to build wealth.
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20 Apr Myths vs. Truths – The Truth About Your Credit Score

- Exposing the false beliefs of the financial world Myth: You have to have a good credit score to survive life as an adult. Truth: Credit scores are based on debt and you can live without one. A good credit report is important, but a credit score is basically only needed if you borrow money. In fact, you can't have a credit score unless you borrow money. Let's take a look at what determines your FICO score.
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