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Tag Archives: budget
Taking the Next Step with your Finances For several years now, my wife and I have been doing well with our finances. I haven’t used a credit card since 2006 or so, and my wife only has a Kohls card … Continue reading
Over the years, I’ve come across a lot of different approaches to budgeting. Naturally I feel that my approach is the best. That’s mainly because it works well for me. I finally realized that the method isn’t entirely critical as … Continue reading
5 rules OnTargetCoach and his wife follows when it’s time to work on the household budget: Rule #1: Invite your spouse – do it a few days ahead and in person (don’t text the invite!) Rule #2: Bring snacks (or … Continue reading
When you think about making a purchase, have you ever thought about rating it on a scale of 1 to 10, with 1 barely moving the needle and 10 being a big, exciting WOW?
Back in the 1990’s I came across The Tightwad Gazette by Amy Dacyczn and the revolutionary idea-to me-of actually planning your spending, living a frugal life, and the proposal noted above of a Wow Factor scale. She recommended testing all spending with this simple rule. Basically, you just need to determine how much wow you are getting for the money you are spending. Continue reading
Financial Accounting vs. Cash Flow Management When you look at your business financials, how do you know if you’re making a profit? Many small business owners use their profit & loss statements (P&L) as the only way to tell if … Continue reading
Matt Wegner from FinancialExcellence.net has a great question for today: How much should you spend on groceries per person in the household each month? A) $50 per person B) $100 per person C) $150 per person D) $200 per person … Continue reading
Today’s question is from Jackie Walters from “Personal Finance with Jackie Walters” on FaceBook: What percentage of monthly income should you budget for a mortgage payment? A) 10% B) 25% C) 45% The direct link is: http://www.youtube.com/watch?v=vIEprTq0NjY
Podcast: Play in new window | Download | Embed Episode 55: How do you stick to the budget when one spouse is a saver and the other is a spender? April 13, 2011. Last week we said that this episode … Continue reading
The question for the day is by Julia Gray-Lion from www.PromisesFC.com: If you are single you…. A) Don’t need a budget (you’re the only person responsible for you) B) Don’t have time to do a budget (time-poverty is real) C) … Continue reading
Today’s question comes from my friend Steve Stewart at Money Plan SOS. I love this video! When money gets tight we… A) Stop saving for retirement B) Stop eating out C) Stop talking to each other Direct YouTube link: http://www.youtube.com/embed/PxyjCufqxBw