Tag Archives: budgeting

Budgeting for Beginners: How to Get Started
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Setting up your first budget

How to Set Up your First Budget Your first budget can be very intimidating. If you’ve never attempted one before, it’s often overwhelming just figuring out where to start. But it doesn’t have to be that way. The budgeting process … Continue reading

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101 Financial Excellence: All Good Things Come to an End
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Living In Financial Excellence

101 Financial Excellence: All Good Things Come to an End, Mar 27, 2012. Show notes: I really apologize for the audio issues again today. I thought I could record through the video on Ustream to get around the sound card … Continue reading

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Embrace the difficulties in your life
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The time has come to make friends with the problems in your life. Ok. Maybe not real friends, but sorta kinda friends. The type of friends that you can wrap into a can’t-break-out-of-it kind of embrace until they share the … Continue reading

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087 Financial Excellence: Developing an Attitude of Gratitude
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Living In Financial Excellence

Episode 87: Developing an Attitude of Gratitude, Dec 2, 2011. Last week I made a guest appearance on the “Intelligent Investing with Pamela Otten” radio show. Since it was around Thanksgiving time, we talked about having gratitude and being thankful … Continue reading

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081 Financial Excellence: Why Budgets Fail and How to Create a Successful Budget
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Living In Financial Excellence

Episode 81: Common Budgeting Pitfalls and How to Avoid Them Oct. 11, 2011. Many people attempt to do a budget and fail miserably. There are so many different ideas out there about how to do a budget and very little … Continue reading

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068 Financial Excellence: How to Handle a Drop in Income
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Living In Financial Excellence podcast for debt free living

Episode 68: What to do when your income drops, July 12, 2011. Today Kevin Suddick joins me again to discuss how to handle a reduction in your monthly income. This can come from loss of overtime hours, a change in … Continue reading

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Financial Literacy Month Question of the Day: April 12, 2011
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The question for the day is by Julia Gray-Lion from www.PromisesFC.com: If you are single you…. A) Don’t need a budget (you’re the only person responsible for you) B) Don’t have time to do a budget (time-poverty is real) C) … Continue reading

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Think Long-term During Short-term Planning
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Using Long-term Goals for Short-term Budgeting Creates a Solid Plan Many of us struggle to see farther than two weeks or a month ahead with our finances. When money is tight and you live paycheck to paycheck, it’s hard to … Continue reading

Posted in Budgets & Spending Plans, Personal finance | Tagged , , | 1 Comment

It’s Called A Balanced Budget For A Reason
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Why budgets fail (and what to do about it) Making a budget that works really isn’t that hard, once you get down to actually doing the budget. I could write tons of content on how important it is to get … Continue reading

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Paying Yourself First: How to Make it Work Part 2
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In part one of this two part article I talked about the theoretical part of paying yourself first. Planning our the month’s income and expenses to spend every dollar on paper before the month begins, making sure you allocate the … Continue reading

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