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Tag Archives: credit score
Apparently I Don’t Borrow Enough
In our recent move to Iowa and the subsequent search for a new house, we came to the sad realization that we would need to get a mortgage again in order to get the house we wanted. We were ok with that because it … Continue reading
Posted in Uncategorized
Tagged borrowing, credit, credit score, FICO, home loan, mortgage
26 Comments
097 Financial Excellence: eCredable Should Replace the FICO Score
Episode 97: eCredable is the long awaited alternative to the FICO score, Feb 14, 2012. Today I interviewed Steve Ely, CEO of eCredable. eCredable is a credit reporting agency but they do things a little different than the big three … Continue reading
Posted in Living In Financial Excellence Podcast
Tagged credit score, debt, eCredable, FICO, mortgage
4 Comments
How to Recover from Bad Credit
The following is a guest post from Money Supermarket. Since the recession, countless people have found themselves facing foreclosure and bankruptcy. Although much of this is due to job loss and the high unemployment rate, out-of-control debt prior to … Continue reading
I’m Working On My Debit Score
I have a motto: “Say NO to FICO, I’m working on my DEBIT SCORE”. FICO is the company that collects consumer credit data. They are in the business to sell this information to companies and offer to sell it to you with your “Credit … Continue reading
Should you Walk Away from your Mortgage?
Letting go when you’re upside down on the house Wow, isn’t this a hot topic lately? With home values dropping like a rock over the past few years, many homeowners are finding themselves upside down on their homes. As a … Continue reading
Financial Literacy Month Question of the Day: April 22nd, 2011
030 Financial Excellence: Why I Want a Bad Credit Score
Living In Financial Excellence Episode 30: Why I Want a Bad Credit Score. Oct 20, 2010. My personality style is best described as a Challenger. I constantly challenge the status quo and look for new ways to do thinks. It … Continue reading
Myths vs. Truths – The Truth About Your Credit Score
A good credit report is important, but a credit score is basically only needed if you borrow money. In fact, you can’t have a credit score unless you borrow money. Let’s take a look at what determines your FICO score. Continue reading
Posted in Beating Debt, Myths vs. Truths
Tagged credit, credit report, credit score, money myths, Myths vs. Truths
2 Comments
Free Credit Reports Now Required to be…Free?
The government made it illegal for companies to offer free credit reports as a lure to get you to sign up for credit monitoring services and other programs. Continue reading
Posted in Beating Debt, Personal finance, Politics & Government
Tagged credit, credit report, credit score, debt
4 Comments
Crackdown on Abusive Debt Collectors
Getting harassed by debt collectors? You’re not alone. Written by Matt Wegner Founder and Lead Counselor, Matt Wegner Financial Coaching, www.financialexcellence.net If you have been receiving harassing or threatening phone calls from debt collectors, you are not alone. Here’s an … Continue reading