Tag Archives: credit

Apparently I Don’t Borrow Enough
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Using credit cards to improve credit score

In our recent move to Iowa and the subsequent search for a new house, we came to the sad realization that we would need to get a mortgage again in order to get the house we wanted. We were ok with that because it … Continue reading →

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065 Financial Excellence: 4 Steps to Living Without Credit Cards
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Episode 65: (Live Show) Four Simple Steps to Living Without Credit Cards & When you Should Become a Financial Coach, June 21, 2011. Our lead financial coach Kevin Suddick filled in for Janelle again today as we finished his story … Continue reading →

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No Credit Cards for the Month of June!
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Here at the Financial Excellence Headquarters, we’re announcing a war on the status quo of our lives. We’re challenging everyone we know to do something totally weird and not use a credit card for an entire month. For some in … Continue reading →

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060 Financial Excellence: Your Credit is Critical Home Improvement Tool?
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Episode 60: Your Credit is a Critical Home Improvement Tool? Plus, Asset Allocation & More, May 18, 2011. This week we review a recent article in a local paper about the importance of your credit in home improvement projects. We … Continue reading →

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Financial Literacy Month Question of the Day: April 30, 2011
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I will start my “get-out-of-debt-plan” when… A) I get the “big raise” B) Gas prices go down C) When the Sheriff arrives at my door to serve court papers D) Today Make the change today. Turn off the TV and … Continue reading →

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034 Financial Excellence: Can You Really Live Debt Free in America?
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Living In Financial Excellence Episode 34: Living Debt Free in America – Is it Possible? Nov 17, 2010. I’m constantly encountering folks that are convinced you have to have debt to live in America to survive life. Naturally we completely … Continue reading →

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Book Review: Debt Free Living by Larry Burkett
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Yet another great book for helping you become debt free and stay that way. In fact, I recommend Debt Free Living by Larry Burkett as a great book to start with in your journey to Living In Financial Excellence! You … Continue reading →

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015 Financial Excellence – Payday Loans Exposed by Industry Insider
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Living In Financial Excellence Episode 15: Payday Loans Exposed by Industry Insider . July 7, 2010. Most of us know that Payday Loan companies are taking advantage of unknowing consumers on a daily basis. But today we’ve got former payday … Continue reading →

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Myths vs. Truths – The Truth About Credit Cards
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Myth: It’s smart to use your credit card if you pay off your balance each month. Truth: Even if you pay them off each month, credit cards are costing you more in the long run. Continue reading →

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Myths vs. Truths – The Truth About Your Credit Score
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A good credit report is important, but a credit score is basically only needed if you borrow money. In fact, you can’t have a credit score unless you borrow money. Let’s take a look at what determines your FICO score. Continue reading →

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