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090 Financial Excellence: Saving Money at Christmas Time

December 21, 2011 / by Justin Weinger / 7 Comments


Financial Podcast for budgeting, debt free living and investing

Episode 90: How to Save Money During Christmas and Other Holidays, Dec 20, 2011.

Today I share tips and tricks from the Financial Excellence community about how to save money on Christmas gifts, decorations, and other holiday expenses. We had a lot of suggestions, including some from my friends at Super Frugalette, Sparing-Change, The Single Saver, and Smart Family Finance. Thanks guys!

Don’t forget: Living In Financial Excellence airs LIVE every Tuesday at 10 a.m. CST. You can watch live and join the chat at financialexcellence.net/live-show

Show notes:

  • Many of the suggestions sent in involved not spending any money at all. From making gifts to baking gifts, we shared a lot of ways to get creative with gifts this year and save some money.
  • Several of our listeners, like Lindsey and AJGrifdog, recommended having a plan for your gift giving. It helps to set aside a little each month so you have the money to spend when it’s time to shop. Here is the Gift Planning & Budgeting Worksheet Janelle and I use each year.
  • Charitable donations were another common suggestion. Not only do you avoid giving someone something they don’t need, but you’re able to make a true difference in someone’s life. Plus, you get a tax deduction. Win-win-win!
  • Meg at Sparing-Change shared how she makes homemade wines and jams for friends and family. I got thirsty reading her post!
  • Denise at The Single Saver recently wrote a 12-day series sharing some great money saving tips. Check it out!
  • Super Frugalette says it’s ok to say, “I am not in a financial position to exchange gifts this year and I would prefer we didn’t.” I couldn’t agree more. If the shoe fits, don’t be afraid to say that to someone.
  • Shaun at Smart Family Finances reminded us of the creative gift-giving ideas that give you tax deductions.
  • Newlyweds on a budget shared a post about their Christmas on a dime as newlyweds. We didn’t get it in time for the show but it’s a good post and worth sharing. Check it out when you get a chance. Miss T at Prairie Eco-Thrifter also recommended pot luck dinners to save on the food prep costs, which my family has been doing for a while and I LOVE.
  • You can influence what we talk about in future shows. Simply fill out this three-minute survey.

Like what you hear? Visit the iTunes store and leave a review or leave a comment below. Or call our listener feedback line and leave a voice message that we can share on the air. As always, we appreciate your feedback!

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Filed Under: Living In Financial Excellence Podcast Tagged With: christmas, Christmas gifts, Christmas on a budget, The Cost of Christmas

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