When mortgage rates drop, you might consider refinancing to lower your monthly payment. That’s a smart move in most cases, but it’s not an easy process. In fact, refinancing your mortgage is similar to taking out installment loans for the first time. If the rate gap is wide enough and you plan to …
Personal finance
Understanding Consumer Behavior
If you’re running a business then you have something to sell. Whatever the industry you work in, whether your business is based on physical products, downloadable software or consulting expertise, success comes from selling your offering to consumers. In some cases it’s most effective to directly …
Starting a Business: Figuring Out What You Need Financially
Starting a small business of your own can be a very rewarding experience both for your soul and your wallet. Being the boss gives you the green light to do it your way. However, before quitting your day job, it's in your best interest to figure out what you will need financially, first. Money in …