So you've taken the time to work through your monthly budget. You've identified where you can cut back on your spending. You've resolved not to use your credit cards anymore. And for a month or two, you might actually be sticking to the budget. Surprise Expenses Ruin Budgets But then it happens. …
Budgets & Spending Plans
You Don’t Need a Credit Score to Buy a Car
No Credit Score For Me Sounds wrong, doesn't it? Doesn't everyone need a good credit score so to buy a car or get a mortgage? I'm one of those weird people who thinks you don't need a good credit score at all. In fact, I don't even worry about my credit score, because I don't borrow money in …
4 Ways to Quick Start Your Budget
By Elaine McPartland Making a budget may seem like a hassle and a waste of time but that’s far from what it is. In fact, creating a well organized budget is the key to gaining control of your finances. Once you have the tools you need to monitor your expenses, you’ll be better able to manage your …