No matter what type of loan you are applying for, there are a few things you must know beforehand, and several steps you can take. Here is a short guide to the different types of loans, what to know before applying for a loan, and a few tips to help you get approved. Mortgages For home loans, …
Debt
How to pay less credit card interest without a balance transfer
Credit cards provide the convenience of funding purchases at any time. However, many people don’t devote time to finding out the actual cost of making purchases with one. They equally fail to notice rising interest rates which are a sign of overdependence on credit cards. Are you already dealing …
How to Spend Less While Using Your Credit Card More
The credit card has been known as the common root of debt worldwide, as it is one of the more popular types of loan offered by banks. According to TIME, Americans continue to sink in debt due to credit card, where household arrears have jumped by 15% faster than income. However, there’s a way to pay …