So you've taken the time to work through your monthly budget. You've identified where you can cut back on your spending. You've resolved not to use your credit cards anymore. And for a month or two, you might actually be sticking to the budget. Surprise Expenses Ruin Budgets But then it happens. …
spending plan
Budgeting for Dummies: A Beginner’s Guide
Over the years, I've come across a lot of different approaches to budgeting. Naturally I feel that my approach is the best. That's mainly because it works well for me. I finally realized that the budgeting method itself isn't entirely critical as long as you're accomplishing a few key things with …
Are You Managing Your Money, or Is It Managing You?
Matt's note: This is a guest post by Walter Frick of Financial Hope Learning Services Automatic Data Processing, Inc. revealed 20% of workers would not be able to make a mortgage, utility, or credit card payment if they missed a paycheck. Living from one paycheck to another puts unnecessary …